Arthur was rushed to hospital after snapping his wrist in an accident. Canadian winter is characterised by heavy snowfall, which can turn usually safe streets into hazardous traps. Arthur was enjoying his winter escape to Canada when he slipped on an icy path, fracturing the fine bones in his wrist on impact. He was immediately transported to hospital, where x-rays confirmed the break and his wrist was placed in a cast. After the treatment Arthur was presented with a bill of over $3,000 that needed to be paid before he could leave. Sore and confused, Arthur turned to his travel insurer for help; they covered the account and Arthur was free to continue his adventure.