Tony was bound for Atlantic City when Hurricane Irene hit. Hurricanes are often tracked up to 48 hours before they hit land, which gives travellers sufficient notice to alter their plans. Tony was ready to fly to Atlantic City when the media and government websites started issuing travel warnings urging travellers to stay away. Considering the strength of the approaching storm, Tony decided to follow the official advice. He found alternative accommodation where he was and cancelled his flight. As Tony had followed official advice not to travel, he was able to claim the costs from his lost reservations in Atlantic City and related out of pocket expenses.