Ken was on an organised quad bike tour around Santorini when the axle of his quad bike broke, sending him flying into the ground. He was taken to hospital where he was diagnosed with cracked ribs and an injured hip. Ken had planned to travel onwards to Turkey and Italy but his holiday was cut short due to the accident. Fortunately, Ken had taken out a travel insurance policy that covered him for riding quad bikes. He was reimbursed for his medical bills and for the pre-booked flights and accommodation for the cancelled trip to Turkey and Italy.